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The H.A.R.P. - Home Affordable Refinance Program

What is "HARP?" -

Eligible borrowers who are current on their mortgages but have been unable to take advantage of today's lower interest rates because their homes have decreased in value, may now have the opportunity to refinance through the Home Affordable Refinance Program.

This is a fantastic program for those that qualify ! Even if your home value has fallen to the point where you currently owe more than the value of the house (up to 125% LTV) you can still refinance at todays low rates.

Eligible borrowers who are current on their mortgages but have been unable to take advantage of today's lower interest rates because their homes have decreased in value, may now have the opportunity to refinance.

There are a number of "details" and you can download a Home Affordable flyer with answers to the most commons questions by clicking here.
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The Home Affordable Program

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On May 20th, 2009, President Obama signed the Helping Families Save Their Homes Act:
"The Helping Families Save Their Homes Act advances the goals of our existing housing plan by providing assistance to responsible homeowners and preventing avoidable foreclosures." This bill is about, "getting folks into sustainable and affordable mortgages, and more importantly, keeping them in their homes. And it expands the reach of our existing housing plan for homeowners."

–– President Barack Obama
http://www.whitehouse.gov/blog/Protecting-Homeowners-Protecting-the-Economy/

Even If Your Home Value Has Gone Down...

We May Have Some Great News!

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